PRIVACY POLICY & TERMS OF SERVICE

Last Updated: April 15th, 2025 

PRIVACY POLICY  

1. Information Collection  
   We collect:
   

   • Personal Data: Name, email, phone, debt details (via forms/calls).  
   • Technical Data: IP address, browser type, cookies (Google Analytics/Meta Pixel).  
   • Call Recordings: Calls to (949) 899-2362 may be recorded. 

2. Data Use:
   

   • Provide debt relief services.  
   • Improve website/ad targeting.  
   • Comply with legal requirements . 

3. Data Sharing:
   

   • We never sell data. Limited sharing with:  
     ✔ Service providers (e.g., payment processors).  
     ✔ Legal authorities (when required).  
     ✔ Meta/Google (AD performance tracking).  

4. Your Rights
   

   • Access/delete your data  
   • Opt-out of marketing (email/cookies)  
   • CCPA/CPRA rights for CA residents  

5. Security
   

   • SSL encryption + restricted data access. 

TERMS OF SERVICE  

1. Services  
   ✔ Free consultations.  
   ✔ Debt settlement.  
   ✔ Financial education.   *Not Provided: Legal advice/credit repair  
2. Eligibility  
   Must be:
   

   • 18+ years old  
   • U.S. resident  

3. Third-Party Sharing
   We do not sell your data but may share it with:
   

   • Service Providers: Payment processors, CRM platforms.
   • Advertising Partners: Meta/Google for ad performance tracking (opt-out links provided).
   • Legal Compliance: When required by law.

4. Contact Us  
   LA Debt Solution LLC  
   📞 (949) 899-2362  
   📧 info@LaDebtSolution.com  

IMPORTANT DISCLOSURES
Debt settlement may involve:
⚠ Credit score impact (initial decrease possible).
⚠ Creditor collections or legal action.
⚠ Tax implications (forgiven debt over $600 may be taxable).